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Inground Pools vs Above Ground Pools Cost & Value Factors

Getting a pool for your home is a big decision. There are important cost and value factors that go into this decision. Let's take a look at some of the more notable cost and value factors that homeowners on Fire Island may consider.

Inground vs Above Ground Pool: Cost Factors

For most homeowners, cost is one of the biggest factors when deciding to buy a pool. Beyond the initial price of installation and construction materials, it’s important to consider additional expenses like permits, insurance, ongoing maintenance, and potential repairs — all of which can have a major impact on your overall budget.

Above-ground pools are often the more affordable option upfront, making them a popular choice for budget-conscious buyers or those looking for a temporary or seasonal setup. They require less construction time and typically lower installation costs.

However, an inground pool can deliver greater long-term value and a stronger return on investment. Inground pools tend to be more durable, customizable, and appealing to future homebuyers, which can enhance your property’s overall worth.

In the sections below, we’ll break down the cost differences between inground and above-ground pools, taking into account important factors such as plumbing, maintenance, and insurance. Keep reading to see which type of pool best fits your needs, lifestyle, and budget.

Above Ground Pool Cost

One of the biggest advantages of above-ground pools is their cost savings, both during installation and over the lifetime of the pool.

While the price of an inground pool can vary greatly depending on your design, materials, and location, costs typically begin around $35,000 once you include excavation, specialized plumbing, and necessary permits.

In comparison, a high-quality above-ground pool can be installed for a fraction of that price. Depending on size and features, many models are available for under $2,000 at major retailers such as Walmart.

Beyond the savings, above-ground pools also offer easy installation and removal, making them an excellent choice for homeowners who want flexibility without the long-term commitment or expense of an inground structure.

Inground Pool Cost

Are above-ground pools cheaper than inground pools? Based on the sticker price it certainly seems as though inground pools deliver less value than above ground pools, which cost less money upfront. However, the higher initial cost comes with an array of advantages you simply do not find with an above ground pool. Some of these advantages include:

  • A longer lifespan compared to an above ground pool.
  • Superior durability against wear and tear.
  • More customization options.

The installation of inground pool also helps homeowners create an overall aesthetic in their backyard where the pool is the focal point. During the installation, homeowners can use their imagination and create the perfect backyard setting. On top of that, if a family has multiple members and wants everyone to be able to swim at the same time, then an inground pool is likely the more cost-effective choice.

Overall, the cost of each project depends on a few different factors. These factors include:

  • Size of the pool.
  • If the pool has custom features.
  • Whether special equipment is needed due to different factors, like poor soil quality or narrow construction access.
  • If the homeowner goes with fiberglass or vinyl-liner.

The cost factors does not include aspects like lights, salt, heat or a safety cover. Before installation begins, look for flexible options like financing and monthly payments. This way an inground pool may be more attainable than you think!

Inground vs Above Ground Pool: Value

Some homeowners are hesitant to invest in an inground pool because of the higher upfront cost. However, while the initial expense may be greater, an inground pool can increase your property’s value, making it a smart and lasting investment in your home.

In addition to adding curb appeal and resale potential, inground pools are built to last. Their durability and longer lifespan mean you’ll enjoy many more years of use and relaxation compared to most above-ground models.

Whether you prefer a sleek modern design or a classic backyard retreat, an inground pool offers lasting enjoyment and financial benefits that make it a better investment for your future.

Above Ground Pool Value

There’s no arguing that above ground pools offer great entertainment value. However, when it comes to financial value, inground pools are without a doubt the superior option if you can afford it.

Inground Pool Value

If you’re looking for the best return on your investment, an inground pool is the perfect choice. Its customization options and long-lasting durability allow you to tailor your pool to fit a wide range of needs — from everyday fitness and family fun to rehabilitation, therapy, or even professional-level training.

For homeowners who opt for a vinyl liner, there’s an additional advantage: the ability to redesign or resize the pool’s footprint over time. This flexibility makes an inground pool a smart, adaptable investment that can evolve with your lifestyle and preferences.

In the end, an inground pools give homeowners the best lifetime value and offers the widest range of style options. While still providing great flexibility when it comes to customization. On top of that, an inground pool is also the safer option. Especially for people with limited mobility or swimming experience.

To learn more about our pool installation and design, please contact us today.

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